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Expert prediction

FCS Picks: #3 Montana #13 Northern Arizona Odds & Prediction (Oct 10)

  • Keith McCarthy
  • Oct 8, 2026 at 6:30 PM EDT

Pick rationale

Analysis & key factors

  • Montana took down Northern Colorado last week, defeating them by a score of 36-14.
  • Northern Arizona bounced back to defeat Idaho State 38-31, rising into the top-15.
  • These two teams last faced met on October 12, 2024, in a game that Montana won 31-20.

In this week’s FCS picks, we’ll break down the Montana vs Northern Arizona matchup, featuring a battle of top-15 teams. The Grizzlies enter as the favorite, despite being on the road. They will be aiming to improve to 39-15 against Northern Arizona all-time.

Montana Looks to Keep Rolling

Montana enters this game having historically dominated Northern Arizona. They hold a 38-15 record against the Lumberjacks, including last year’s 31-20 victory. The Grizzlies head on the road for this year’s matchup, though they remain the favorite to win. A victory would help solidify their position in the FCS’s top-3 spots. Montana once again has title aspirations this season as the FCS Playoffs gradually approach.

Northern Arizona Eyeing Upset

Northern Arizona took down Idaho State in a close game last weekend, avoiding taking their third defeat of the season. The Lumberjacks now enter this matchup against Montana with a chance to claim a huge upset and rise into the top-10 of the FCS rankings. They’ll will need their defense to be at its very best to have a chance against a very strong Montana team that typically gets the better of them.

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#3 Montana #13 Northern Arizona NCAAF Pick

Going based off of historical results as well as how each team has played this season, it should be a no-brainer to take Montana in this game. That being said, Northern Arizona is no pushover, especially with the home-field advantage in their favor. Expect a high-scoring and competitive game, though Montana should ultimately pull away and win this game by a score close to 45-30.

Topics:

NCAAF

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